buying with team chapman
Buying a home is one of the most significant investments you'll ever make, and we’re here to ensure the process is as smooth and stress-free as possible. Whether you're a first-time homebuyer or an experienced investor, we can provide the expertise and resources you need to make informed decisions to buy your dream home.
Personalized Property Search
We’ll work closely with you to understand your lifestyle, preferences, and budget. Using the latest tools and our local market expertise, we’ll help you find homes that match your criteria.
Expert Negotiation
Our team has experience in negotiating the best deals for our clients. From price negotiations to closing terms, we will fight for your best interests every step of the way.
Guidance Through the Process
We understand the complexity of buying a home. From mortgage pre-approval to inspections and closing, we will be by your side, helping you understand each step and ensuring no detail is overlooked.
Market Insights
Stay ahead of the curve with our market analysis and expert insights. We will help you understand the current market trends, allowing you to make a well-informed decision on your next property.
the buyer roadmap
STEP #1Interview
Begin by selecting a licensed real estate professional who knows the local market well and can guide you through each stage of the purchase. Meet with a few agents, ask about their experience, recent sales, services, and communication style, and choose the one you feel confident working with.
STEP #2Financials
Review your financial picture, including income, debt and available savings for your down payment and closing costs. Speak with a mortgage professional to obtain a pre-approval, which provides a clear price range and strengthens your position when you submit an offer. Be prepared to provide financial documentation such as pay stubs, tax returns, and account statements.
STEP #3Research
Take time to identify what matters most in your future home, including required features, preferences, and deal-breakers. Use online listings, neighbourhood research, and market information provided by your agent to understand pricing, available inventory, and recent comparable sales. Keep notes as you explore options so you can easily compare homes and refine your priorities.
STEP #4Tour Properties
Once you have a sense of the market, begin viewing homes in person with your agent. Evaluate the layout, condition, natural light, storage, and any visible maintenance concerns as you walk through each property. Ask questions about mechanical systems, utilities, and any disclosures. When possible, revisit top choices at different times of day to get a realistic understanding of the environment.
STEP #5Write the Offer
After finding the right property, work with your agent to prepare a competitive offer based on market data and recent comparable sales. Determine important terms such as price, deposit, possession timeline, contingencies, and inclusions.
STEP #6Due Diligence
After your offer is accepted, begin working through your subjects or contingencies. Review all available property documentation, including disclosures, city files, strata documents, and any additional reports provided. This step ensures you fully understand the condition and legal status of the property before proceeding.
STEP #7Inspections
Schedule a professional inspection to evaluate the home’s structure, systems, and potential issues. After reviewing the inspection report, discuss any concerns with your agent and negotiate repairs or adjustments as needed. This step provides clarity on what to expect before moving forward.
STEP #8Financing
Finalize your mortgage details with your lender and provide any outstanding documentation. At this stage, you will also prepare for closing costs and secure home insurance, both of which are required before the transaction completes.
STEP #9Last Steps
Once all conditions are satisfied, sign off on final subject removal and submit the deposit in trust. Book an appointment with your lawyer or notary to complete the legal closing process, and make arrangements to set up utilities with the city and local service providers.
STEP #10Closing Day
Closing day has arrived. Pick up your keys, celebrate your new home, and enjoy the next chapter as a homeowner!
let's get started
Ready to start the search for your dream home?
We’re here to guide you through every step with local expertise and straightforward advice.
Whether you’re buying for the first time, upgrading, or looking for the perfect fit, we would be happy to discuss your goals and help you move forward with confidence.
Reach out today and let’s set up a time to chat.
Contact Us
Office: 250.493.2959
Royal LePage: 250.493.2244
Fax: 250.492.6640
Email: info@teamchapman.ca
Royal LePage Locations West Realty, Brokerage
(Independently owned and operated)
484 Main Street
Penticton, BC V2A 5C5